Life & Health Exam Secrets Study Guide: Life & Health Test Review for the Life & Health Insurance Exam (Mometrix Secrets Study Guides)

Get the test prep help you need to be successful on the Life & Health test. The Life & Health Exam is extremely challenging and thorough test preparation is essential for success. Life & Health Exam Secrets Study Guide is the ideal prep solution for anyone who wants to pass the Life & Health Exam, as well as avoid those last-minute Life & Health Exam cram sessions. Not only does it provide a comprehensive guide to the Life & Health Exam as a whole, it also provides practice test questions as well as detailed explanations of each answer.

Life & Health Exam Secrets Study Guide includes:

• A detailed overview of the Life & Health Exam
• An analysis of types of life policies
• A guide to life policy riders, provisions, options, and exclusions
• An examination of completing the applications, underwriting and delivering the life policy
• A full study of taxes, retirement, and other life insurance concepts
• An in-depth look at types of health policies
• A breakdown of health policy revisions, clauses, and riders
• An extensive review of social insurance
• A review of other health insurance concepts
• An in-depth look at field underwriting procedures
• Comprehensive practice Life & Health Exam questions with detailed answer explanations

It's filled with the critical information you'll need in order to do well on the test: the concepts, procedures, principles, and vocabulary that the state licensing boards expects you to have mastered before sitting for the exam.

The Types of Life Policies section covers:

• Ordinary straight life
• Universal whole life and variable whole life
• Convertible term life
• Fixed and variable annuities

The Life Policy Riders, Provisions, Options, and Exclusions section covers:

• Accidental Death and Dismemberment
• Primary and contingent beneficiaries
• Accelerated death benefits

The Taxes, Retirement, and Other Life Insurance Concepts section covers:

• Underwriting
• Determining a client's personal and business insurance needs
• Social Security benefits

The Types of Health Policies section covers:

• Disability income
• Health savings accounts, health reimbursement accounts, and Flexible Spending Accounts
• Group health insurance coverage
• Vision insurance

The Health Policy Revisions, Clauses, and Riders section covers:

• Entire contract
• Timely payment of claims
• Coinsurance
• Conditionally renewable and optionally renewable

The Social Insurance section covers:

• Medicare supplement plans
• Medicaid
• Primary and secondary payers

The Other Health Insurance Concepts section covers:

• Total disability
• Workers compensation

The Field Underwriting Procedures section covers:

• Underwriting life insurance policies
• Aleatory contracts
• Representations

Our Mometrix Life & Health Test Study Guide offers:

• Life & Health test prep book that provides a comprehensive review for the Life & Health test.
• Life & Health exam prep that will help you elevate your Life & Health test score.
• Life & Health study manual that will reduce your worry about the Life & Health exam.
• Life & Health review book that will help you avoid the pitfalls of Life & Health test anxiety.
• Life & Health practice test questions and much more...